Encrypto

A Crypto Debit Card Built for Brazil — With PIX

Instant PIX payments and a crypto Visa debit card, in one self-custody neobank.

Brazil runs on PIX. Encrypto brings instant PIX payments together with a crypto Visa debit card, so your on-chain balance works the way Brazilians actually move money. Receive PIX into your Encrypto virtual account, hold crypto and stablecoins, and spend at over 150 million merchants worldwide with the Visa card linked to your self-custody wallet.

Unlike custodial apps, Encrypto is a self-custody neobank: you control your private keys, and Encrypto never holds your funds. Idle balances earn DeFi yield automatically, so your money grows between purchases instead of sitting still.

Your virtual bank account number supports PIX along with ACH, SEPA, SPEI, Wire, and Zelle, making it easy to move between reais, dollars, and crypto. Whether you're paying a friend over PIX, shopping online, or traveling, Encrypto turns your crypto into everyday spendable money.

For Brazilians who want crypto without giving up control — and the convenience of PIX in the same app — Encrypto is the DeFi neobank. Open an account and link your card in minutes.

Open your Encrypto account →