Encrypto vs Belo
Belo is a popular Argentine crypto wallet and card. Encrypto is a self-custody neobank — keep your keys, earn DeFi yield, and move money on global rails.
Belo offers Argentines a custodial crypto wallet with a card for everyday spending — a convenient way to use crypto and pesos in one app. Like most LATAM crypto cards, it's custodial: Belo holds your funds.
Encrypto takes a different approach. It's a self-custody crypto neobank — your keys and funds stay yours. You spend at 150M+ merchants worldwide with a Visa card, earn DeFi yield on idle balances, and get virtual bank account numbers across ACH, SEPA, PIX, SPEI, Wire, and Zelle.
Side-by-side comparison
| Feature | Encrypto | Belo |
|---|---|---|
| Custody model | Self-custody (your keys) | Custodial (Belo holds funds) |
| You control your funds | Yes | No |
| Visa card spending | Yes — 150M+ merchants | Yes |
| Earn DeFi yield on balance | Yes | Rewards / varies |
| Virtual bank account numbers | Yes — ACH, SEPA, PIX, SPEI, Wire, Zelle | Argentina-focused |
| Geographic focus | LATAM & worldwide | Argentina |
Which should you choose?
For a simple custodial wallet focused on Argentina, Belo works well. If you want to keep self-custody, earn yield, and spend and receive money globally, Encrypto is the self-custody alternative.
Try Encrypto — self-custody, spend anywhere →Comparison based on publicly available information as of June 2026. Competitor features, fees, and custody arrangements may change — please verify on each provider's official site before deciding. Encrypto is not affiliated with Belo.