Encrypto vs Lemon
Lemon helped Argentina spend crypto with a Visa card. Encrypto goes further — self-custody, DeFi yield, and global fiat rails, not just pesos.
Lemon Cash is one of Argentina's best-known crypto apps: a custodial wallet with a Visa card that converts crypto to Argentine pesos at the point of sale. It's a great on-ramp for Argentines. But it's custodial — Lemon holds your funds — and it's built primarily around the Argentine peso.
Encrypto is a self-custody crypto neobank. You keep your keys, spend at 150M+ merchants worldwide with a Visa card, earn DeFi yield on idle balances, and receive virtual bank account numbers across ACH, SEPA, PIX, SPEI, Wire, and Zelle — so your money works across borders, not just locally.
Side-by-side comparison
| Feature | Encrypto | Lemon |
|---|---|---|
| Custody model | Self-custody (your keys) | Custodial (Lemon holds funds) |
| You control your funds | Yes | No |
| Visa card spending | Yes — 150M+ merchants | Yes |
| Earn DeFi yield on balance | Yes | Rewards / varies |
| Virtual bank account numbers | Yes — ACH, SEPA, PIX, SPEI, Wire, Zelle | Argentina-focused |
| Geographic focus | LATAM & worldwide | Argentina |
Which should you choose?
If you only need to spend crypto in Argentine pesos and prefer a fully custodial app, Lemon is a popular choice. If you want to keep custody of your funds, earn yield, and move money across global rails — while still spending instantly at 150M+ merchants — Encrypto is the upgrade.
Try Encrypto — keep your keys, spend anywhere →Comparison based on publicly available information as of June 2026. Competitor features, fees, and custody arrangements may change — please verify on each provider's official site before deciding. Encrypto is not affiliated with Lemon Cash.